My wife and I live full time in a motor home that is paid off, in Oregon . Will we be able to keep the RV if we file chapter 7?
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Answered on April 07, 2015
You will be able to keep your RV in a Chapter 7 if the value does not exceed the exemption that you choose for it in your bankruptcy petition. In...
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What is the single earner income limit to qualify for Chapter 7 bankruptcy in Oregon in 2015?
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Answered on March 07, 2015
The general answer is a gross annual income of $46,304 for a household of one person. If there are two or more persons in your household, the...
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I want to pay past due medical bills which have gone onto collections .
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Answered on March 04, 2015
You can tell the collection agent that you will not pay on any medical bill where the statute of limitations for collection has run. Mr. Bodzin is...
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Whats the next step in my adversary proceeding when the other party has not responded in the 30 days
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Answered on March 02, 2015
You need legal counsel to review what you have done in the adversary proceeding and what steps need to be taken to conclude that proceeding in your...
What does a court order discharging the trustee and closing Ch.7 "No Asset" mean? can the trustee still sell my house?
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Answered on February 17, 2015
The court order discharging the trustee and closing a Chapter 7 "no asset" case means that the case is over. The trustee cannot now sell your...
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Should I include all my live-in partners (not maried)income or just the contribution he makes to monthly expenses in filing Ch7?
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Answered on February 08, 2015
Your partner is not required to furnish his pay stubs or his bank statement. You are not required to provide his information unless the US Trustee...
How do I figure per annum interest on a judgement?
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Answered on January 31, 2015
First calculate the amount of interest per day. Multiply $6,987.09 times .09 equals 628.84 (amount of interest per year); then divide 628.84 by...
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If just me getting garnished in Oregon but husband and I co-own house goods, do I add up half the value for my exemptions?
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Answered on January 27, 2015
Yes. Your interest in the co-owned household goods equals one-half the value of the household goods. The value equals the replacement value,...
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Are my wife's/kid's personal property exempt from a garnishment against me in Oregon if itemized in affidavit? Co-titled cars?
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Answered on January 25, 2015
The answer to your question depends on who the judgment debtor is. I assume the judgment is just against you. The general rule in Oregon (ORS...
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I purchased a property after a Chapter 13 was set up- does Bankruptcy affect a sale of this property now?
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Answered on January 23, 2015
I suggest consulting with your Chapter 13 attorney immediately. Review the wording of the Chapter 13 Order Confirming Plan in your case which...
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