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Real estate atty, question or Bankruptcy Atty. question: Discharge BK in 5/12, retained home, didn't reaffirm loan,.
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Answered on March 29, 2013
If you stop making payments you are looking at a minimum of 4 months before a foreclosure. Realistically, it will be more like 1-2 years from the...
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Can we allow a relative to stay in a home we filed Bankruptcy on and surrendered so that the house is not vacant & afford,insur
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Answered on March 26, 2013
That is absolutely fine and probably better for the lender as well to be occupied rather than vacant. The home is your property until the...
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Can my car loan judgement be erased in chapter 7 bankruptcy?
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Answered on August 16, 2012
Deficiency judgments like this are very common. If you are eligible to file chapter 7 this sort of debt would be included and discharged in the...
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I have outstanding medical bills, and received a summons to court, is bankruptcy best option?
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Answered on July 13, 2012
I represent hundreds of individuals in Oregon bankruptcy cases every year. It is very common for my clients to file due to medical debts. Without...
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Is filing Chapter 13 to simply strip liens considered bad faith.
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Answered on July 13, 2012
Probably not. If it is 13 where the debtor can't get a discharge (due to prior filing) our Judges in Portland have indicated that as long is there...
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In Oregon, if a Relief of Automatic Stay is granted, does the foreclosure process start all over again?
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Answered on July 13, 2012
In Oregon it depends on how on top of it the lender is. Under Oregon law if the lender sends specific notices to the borrower within 30 days of...
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Chapter 7 Bankruptcy. Turning money over to Trustee.
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Answered on July 05, 2012
More likely than not, the items you mentioned that you would like to sell are exempt. However, I agree with the other attorney that you need a...
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Is there a bankruptcy that allows me to keep my car and very small ($200) credit card... I'm so aggravated.
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Answered on June 20, 2012
Whether you can keep your car depends on several factors. First, if it is paid in full then you can keep it in Chapter 7 bankruptcy as long as the...
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Who do I contact to find out when I last filed chapter 7 bankrupcy?
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Answered on June 18, 2012
If you are looking to file again and looking to hire an attorney you could schedule an initial consultation to meet with a local attorney. They...
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How can you find a lawyer that is willing to help you for a nominal fee if you really need it?
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Answered on June 18, 2012
You may want to try checking with your local state bar association to see if they can refer you to a clinic or other non profit center for help....