Archived
I have a lot of credit card debt , I own more then 2 homes, cant make the payments any longer, do I do bankruptcy or debt cons
Jeffrey's answer
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Answered on May 01, 2009
To me, debt consolidation is an effort in futility. I advise that you speak to a bankruptcy in your area as soon as possible to determine if you...
Archived
Do i have to reimburse my insurance co if i collect on a settlement,.its a. personal injury auto accident that happened 10years
Jeffrey's answer
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Answered on April 28, 2009
It's not necessarily a law that requires repayment to an insurance company. Rather, it is the contract you signed with the insurance company that...
Archived
Am considering Ch 7 bankruptcy in OH. I own an SUV and was wondering if I can keep it as it is my only mode of transportation.
Jeffrey's answer
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Answered on April 28, 2009
I recommend you contact a bankruptcy attorney in your area to learn more about state and federal exemptions that would be available to protect your...
Archived
When can I file a chapter 7?
Jeffrey's answer
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Answered on April 28, 2009
It's 8 years between Chapter 7 filings. You would likely be required to dismiss your Chapter 13 case and re-file as a Chapter 7 after the 8 year...
Archived
I filed bankruptcy in 2008(chapter7)had included all debt except 1 medical bill that came in late now they want to collect .
Jeffrey's answer
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Answered on April 28, 2009
First, I recommend you contact the lawyer that represented you in your Chapter 7. If the medical bill was incurred prior to your Chapter 7 filing...
Archived
How do I prevent a credit card company from taking my car?
Jeffrey's answer
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Answered on April 28, 2009
The first thing to do is consult an attorney in your locale' who defends collection actions. A bankruptcy attorney may be your best bet. It is...
Archived
Can IRS take money from my social security disability ,for a debt that was discharged in a personal BK ?
Jeffrey's answer
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Answered on April 28, 2009
In most situations, social security may not be garnished by a creditor. However, the IRS is one entity that is authorized under federal law to do...
Archived
Can a bank take money for a debt from my account after they have been notified of my filing bankrupt?
Jeffrey's answer
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Answered on April 28, 2009
I would add that if you have any direct payments coming out of this bank account you need to stop those immediately so you don't incur any post...
Archived
Do I need a real estate attorney or bankruptcy attorney
Jeffrey's answer
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Answered on April 24, 2009
There are a couple of options to consider. First is bankruptcy. A Chapter 7 bankruptcy may allow you to discharge the mortgage and other debt if...
Archived
How do I do a short sale with my mortgage company, without having to get and pay for a real estate person myself?
Jeffrey's answer
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Answered on April 24, 2009
The first thing I would do is contact a bankruptcy lawyer to discuss your options. A short sale may be a good option. However, this will do...