Our insurance company deemed the car a total loss ( do to damage vs. worth of car). if we fix it do we have to take the offer?

You can drop the claim but why not take the amount offered to use toward the $1300 owed?

You have a conflict of interest with your insurance company. By them releasing the policy limit information to the other party it may help the...

What do you do when your ex is out to get you fileing lies after lies

If you can prove it didn't happen you have a chance to prove parental alienation. Depending on the law in your state there may be a preference for...

Can my Apt. Manager threaten me with eviction, call me a liar, tell other residents I'm low income?

If she gives reasons related to the lies as grounds for an unlawful detainer action you may be able to defeat the eviction but she can give you the...

I have one kids and single. If 1 day i file chapter 7, if i got the tax refund, will they ask me pay them back the debt?

You should be able to keep your assets but will have to file for them correctly. You may have to get an attorney to do this right. Your tax...

Will they take the money from my son's account?

It depends how much money is in the account, whether it can be exempted under your exemptions, and whether it is your asset or your son's ( how the...

File chapter 7 bankruptcy again. Eligible 8 years after I last filed or after the discharge?

You can file again eight full years from the date of the previous filing.

Chapter 7 mortgage not reaffirmed bit still paying on time. 1st mortgage sold and they start calling asking for payment

This may be because you did not reaffirm the mortgage. You could try contacting the lender and get a stipulation to reaffirm the debt if you...

Does a chapter 7 filing & discharge protect against a levy proceeding if there was a judgement for collection 3 years ago?

Once you file your Chapter 7 the collection actions are stayed. The December court date will be stayed if you file your bankruptcy notice with the...

I'd like to know if filing Chapter 13 would help me restructure my debts without being sued by creditors & having my income garn

Yes you could file Chapter 13 if your income shows an excess to fund a plan payment. Also as you have been sued you could try to make a payment...