Archived
Is a hospital allowed to pursue the balance of emergency bill after they have been paid 50% pursuant
to civil code 3045.4
Michael's answer
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Answered on November 13, 2013
Yes, the code section you cite regards the lien the hospital has on the insurance claim. If the insurer does not pay the lien out of the money it...
I have a judgement against me and have no way to pay for now. Can I use an entity to protect money to help me start a business?
Michael's answer
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Answered on November 12, 2013
Using an entity for your business may make good business sense. Intentionally hiding assets can be a problem for you, but if you need a separate...
What are the rules for amounts that California Department of Child Support Services can levy from my bank account.
Michael's answer
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Answered on November 12, 2013
I agree that there is no safe harbor so you should continue to keep little in the account. However, as a practicle matter, once the wage levy is...
Archived
A letter came from my Timeshare after filing Chapter7 bankruptcy and getting final decree 03/23/12,
Michael's answer
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Answered on November 12, 2013
Now that your bankruptcy is over, you can call Marriott if you want to use the property and find out how much to bring the account current. You...
Archived
Hi,
I filed bankruptcy & my spouse has his name on a credit card I used (separated 20 years) but not legally..his credit affect
Michael's answer
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Answered on November 12, 2013
Your husband's credit will be effected and there is little hope of working with the lender. He may get calls and letters, but until he is sued he...
Archived
Can the meeting of creditors be delayed due to a family medical emergency?
Michael's answer
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Answered on November 12, 2013
Your Trustee will continue the meeting especially with your loss. He may also ask the court to dismiss your case especially if there are any other...
Archived
Can I place my home in California in a trust to protect from credit card debt?
Michael's answer
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Answered on September 28, 2012
You qualify to get rid of all your debt in a chapter 7 bankruptcy. Chapter 7 is a liquidation which allows you to keep EQUITY in your home of at...
Archived
How do i file bankruptcy in ca
Michael's answer
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Answered on July 30, 2012
You can check ou the court website at http://www.caeb.uscourts.gov/. I can show you how to file yourself for $600. Bankruptcy is a liquidation...
Archived
In California - Chapter 7 vs Chapter 13 bankruptcy, means test, etc.
Michael's answer
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Answered on June 22, 2011
It sounds like the attorneys all agree that in bankruptcy, he has about $57,000 of assets that are at risk. He can be protect around $27,000 of...
Archived
When I am filing the bankruptcy,
Michael's answer
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Answered on June 14, 2011
The lease could be surrendered and you would be on a month to month basis with the landlord. Since the debt you are talking about is post...
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