I am preparing to file a Chapter 7 in the next 3 months and just learned from my employer that I am eligible to set up a 401-K..

You would show it under Schedule I. I usually add it under "other deductions". If you already qualify for a Chapter 7, the added deduction will not...

Can we file a Chapter 13 after receiving a Chapter 7 discharge in 2011?

I suggest you read the case of In re Frazier, 469 B.R. 889 (E.D. Ca. 2012). In the Eastern District of California cases in which an 'actual...

What do I put on Schedule F under Consideration for credit cards used for Balance Transfers or Cash Advances?

If there were balance transfers or cash advances, then you have a problem. Review the Bankruptcy Code or consult with an attorney regarding how to...

I am a senior with credit card debt and behind on mortgage on a fixed income.

If you are behind on your mortgage and you file a chapter 7, you are on your own with getting current on your mortgage. (Getting/keeping current,...

Do I need to file an amendment to my petition if my bank account balance ended up being lower than I stated on my schedules?

No. I wouldn't worry about it if the value was actually lower than listed. Only if it was actually higher would you want to take the precaution and...

Already filed BKChapter7. Noticed that I have to include AKA and my previous BK in 1996. Do I have to ammend my BK papers.

I agree with Brian. It definitely wouldn't hurt to amend to add the name. Only bankruptcies within 8 years need to be listed.

How do I get rid of a judicial lien where I don't own a home?

You should file your petition, possibly file a motion to avoid lien. The lien will not attach to any real property purchased post petition (after...

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Concerned...Pre CH13 question. Will trustee/court say that I can not send my child to private kindergarten school?

Not necessarily. It sometimes simply depends upon the trustee and judge that you are assigned. the will also look at the totality of the...

Husband passed away May 12, 2013. Have credit card debt, As authorized user on some cards. any way to avoid responsibility?

Firstly, so sorry for your loss. Regarding your question- I concur with Stuart. Bankruptcy may be an option available to you. However, it sounds...

That is definitely an unusual term. I have been practicing bankruptcy for some time now, and have never heard that term. My best guess would be...