Archived
Chapter 7 in CA. Uncle just died. Aunt wants to file 7. Just received life insurance $. Can she file? How will court look at $?
Nicholas's answer
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Answered on November 08, 2011
Life insurance proceeds are just considered another asset in the bankruptcy estate. You will also have to tell the Trustee at the creditor's...
Archived
What is debtor’s examination?
Nicholas's answer
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Answered on November 08, 2011
Yes, you can file a Chapter 7 before the examination date. Once the creditor receives notice of the pending bankruptcy, they should cancel the...
Archived
Entry to default
Nicholas's answer
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Answered on November 07, 2011
You should call the clerk immediately and find out if your answer was received and entered on the docket. If not, alert the clerk and let her know...
Initial Disclosures in Adversary Proceeding
Nicholas's answer
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Answered on November 07, 2011
The requirement of initial disclosures may be waived if the amount in controversy is under $15,000. Check your status conference order to see what...
Archived
What is the best way to obtain a business levy with a writ of execution?
Nicholas's answer
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Answered on November 07, 2011
First, you need a judgment against the business and a writ of execution. Then you must consult the sheriff's office for the county in which the...
Archived
I have been sued and the plaintiff is claiming "willful and malicious" injury. How is this handled in bankruptcy?
Nicholas's answer
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Answered on November 07, 2011
If you file for bankruptcy, the plaintiff will have to file an adversary proceeding in your bankruptcy case no later than 60 days of the first...
Archived
Can I discharge my government backing student loan? If so, through chapter 7 or chapter 13?
Nicholas's answer
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Answered on November 07, 2011
Student loans are non-dischargeable debts under 11 U.S.C. 523(a)(8) under ANY bankruptcy chapter (including 7 and 13). The statute does allow for...
Archived
Wage Garnishment. I was notified by employer on 11/4. I called all the phone numbers stated in the document sent to my employe
Nicholas's answer
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Answered on November 07, 2011
You should request and review the court's docket for the underlying civil case. The case number and court will be on the wage garnishment forms...
Archived
Are good standing credit card accounts involved in a bankruptcy?
Nicholas's answer
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Answered on November 07, 2011
All accounts, whether current or not, must be listed in your bankruptcy schedules. Failure to list any creditors may result in the creditor being...