Archived
My wife and I are interested in filing for bankruptcy. I think we need to do a chapter 13. I am not sure if we qualify because
Theodore's answer
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Answered on November 25, 2015
The Chapter 13 will allow you to protect the equity in your home, but you likely will be required to repay all of your debt. Having an attorney...
Archived
Foreclosed property's tenants- Do I need a new lease agreement
Theodore's answer
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Answered on November 25, 2015
You might be required to honor the old lease since you will not be moving in but at a minimum you should let them know that you are the new owner...
Archived
Breach of Contract
Theodore's answer
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Answered on November 25, 2015
With the limited information you have provided I would say yes... but more information is really needed to be sure. I would consult with a business...
Archived
I am renting a room in house that is being foreclosed under a reverse mortgage.How long do I have before being evicted?
Theodore's answer
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Answered on November 25, 2015
You do have rights. Do you have a written lease? You should check the Consumer Affairs website for more information or consult with an attorney.
Archived
Hi there. I was wanting to find out what all business licenses I need to start a small business like a dog walking company?
Theodore's answer
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Answered on November 25, 2015
the business license depends on the municipality you are located in but the Fictitious Business License is usually at the county level. When...
If I scratch my friends car helping him move, am I liable to pay to fix that scratch?
Theodore's answer
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Answered on November 25, 2015
It seems a little crazy that if he hired you to help then you would not be responsible for ordinary negligence... But since you helped him for free...
Archived
Am I able to avoid wage garnishment by talking and setting something up with the lawyer?
Theodore's answer
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Answered on November 25, 2015
You should consult with a bankruptcy attorney. The best time to settle is BEFORE they get a default judgment. If you hire a bankruptcy attorney...
Archived
Lender said I'm not on loan? I wasn't at the closing, but I gave my husband p-o-a. I 'm listed on the deed of trust
Theodore's answer
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Answered on November 25, 2015
You should get all your documents together and consult with an attorney to review.
Archived
Debt collector spam calling me for months, wrong number. It's not even my debt, how can I file something with the courthouse?
Theodore's answer
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Answered on November 25, 2015
You should consult with an attorney. Make sure to document everything and actually try to get some information from them when they call.
Archived
Is it legal for a bank to accet a check that they post on a date that is before the date on the check?
Theodore's answer
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Answered on November 25, 2015
I was once told by a banker that once a check is received it's negotiable. The only benefit from a "post dated" check is if the receiver agrees to...
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