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When filing answers to complaint in ch 7 case, is it okay to add motion to avoid lien on same pleading?
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Answered on November 30, 2015
Your question raises more questions that must be answered before I can give you a coherent answer!
Is your case opened or closed?
Have you...
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Archived
My wife and I are interested in filing for bankruptcy. I think we need to do a chapter 13. I am not sure if we qualify because
Ronald's answer
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Answered on November 25, 2015
Based on just the facts that you stated, with a large amount of equity and the $75,000 in unsecured debt, you can file under chapter 13. There are...
Archived
Is my credit card issuer allowed to raise my APR for no reason?
Ronald's answer
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Answered on November 25, 2015
This isn't a bankruptcy question, which is the type of law that I practice, but I have dealt with plenty of credit card contracts over the past 35...
Archived
Affects on a Main borrow on a 2nd Morgatage in which the co-borrower files for Chp 13 and also does a lien strip on the 2nd Morg
Ronald's answer
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Answered on November 24, 2015
This is another example of a good reason not to co-sign with someone on a loan. In answering this I am assuming that you are the "main borrower"...
How can I negotiate with payday/installment lender to lower payments or interest rate? Not a dead beat debtor, just need help.
Ronald's answer
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Answered on November 24, 2015
In my experience in hearing from hundreds of clients with these "payday" loans, you will not get them to negotiate to lower your payments or to...
Archived
I filed for bankruptcy my car was repo because I was two payments behind, I never receive a notification from the lender
Ronald's answer
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Answered on November 24, 2015
It isn't clear from your question, but it sounds like you have already filed a bankruptcy. I'll try to help based on that assumption.
If you...
Can a bankruptcy remove a public record of unlawful detainer?
Ronald's answer
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Answered on November 23, 2015
The bankruptcy doesn't act to seal or remove any valid records. However, in my experience over the past 34 years, I have found that once a client...
Archived
Bankruptcy
Ronald's answer
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Answered on November 23, 2015
As mentioned by others here, there is a process under chapter 7 that if completed will lead to a discharge of debt. If there are no assets that...
Archived
Two different BK lawyers, two very different opinions! Help!
Ronald's answer
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Answered on November 21, 2015
When you file bankruptcy all household income must be considered. The income of you, your wife and any other person in the household that earns...
Archived
In a chapter 7 adversary case in California is it okay to hire an attorney for certain aspects of a case to save money?
Ronald's answer
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Answered on November 20, 2015
It's possible to find an attorney that would do that, but most attorneys won't. I won't "partially" represent someone, because especially in an...
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