What do I do? Do I wait for them to garnish wages and ask for a decrease in payment

If you have decided to pay this debt or you are trying to settle it, you must get any "deal" in writing. It's not unusual to pay into a deal like...

If you are contemplating filing a chapter 7, secured creditors either get paid by you or they can repossess their secured property. Unsecured...

Why has no credit card company or collections agency contacted me to try to collect the balance of my credit card debt?

The creditors will go back to collection eventually. I think that they extend the hold period in their records for a time "just to make sure" that...

What forms do I file with Northern CA District Bankruptcy Court to stop wage garnishment 90 days prior to filing Chapter 7?

The actual bankruptcy case must be filed to stop a garnishment. You can't get relief from the court prior to filing the case.

Can I be held legally responsible for using the money to pay off our car? What is the worst possible outcome?

Based on the facts you stated, I don't see how you can take her property that you are holding without committing some form of "conversion". Even...

Can someone place a lien on my home property while I am in an active bankruptcy. My bankruptcy has recently been filed.

A pre-petition creditor can't put a lien on your property while the case is pending. If you didn't hire an attorney to handle this case in the...

How long do I have to refile a bankruptcy?

I'm going to assume that the prior case was a chapter 13 and that you stopped paying, after which it was dismissed. You can file any time after...

Filing chapter 7 in California but have only lived here 6 months. Have to use Texas exemptions. Will TX homestead cover CA home?

I have had this situation come up many times with clients from states other than Texas. Each state will vary in whether they allow their homestead...

Does that mean I can no longer file form SC-105?

I practice in bankruptcy court, not in state court, but I know of no way for you to simply add someone to a judgment. The LLC and the person are...

How can I start this and what is cost?

No reputable attorney is going to quote you a fee with just the facts that you can present in a forum like this. You should have a thorough review...