Questions answered by Ronald Wayne Holland

Archived

How will my BK effect my spouse?

Ronald's answer | Answered on February 19, 2016

It sounds like you are trying to file this case without the assistance of an attorney. Based on what you are asking, you could be headed for...

Archived

Can a civil lawsuit of a creditor against the debtor become property of the trustee if a proof of claim is filed?

Ronald's answer | Answered on February 19, 2016

Based on the information that you presented, you are describing a claim you have against the debtor. You did not mention any claim or...

Archived

Do debts get discharged in a chapter 13 bankruptcy and chapter 7 bankruptcy?

Ronald's answer | Answered on February 17, 2016

Chapter 7 provides for a discharge under Section 727 of the bankruptcy code and chapter 13 provides for on under Section 1328. There really is...

Archived

How do I go into bankruptcy? Do I qualify for it?

Ronald's answer | Answered on February 12, 2016

Nothing that you stated would prevent you from filing, but you need to discuss this with an experienced bankruptcy attorney in a free consultation...

Archived

Bankruptcy chapter 7. Wife and I put our home in irrevocable trust over 10 years ago. Are we protected? We have no interest

Ronald's answer | Answered on February 12, 2016

I would say yes. You need to have both an experienced bankruptcy attorney and a trust attorney give you a specific opinion after reviewing the...

Archived

Married looking to file chapter 7 individually. Wife has assets in her name. Would putting into irrevocable trust protect?

Ronald's answer | Answered on February 10, 2016

Moving the asset into a trust won't help, since that would almost certainly be a reversible transaction. If it was an asset in which you had a...

Archived

Can a Motion for Relief from Stay be filed 14 days before hearing? What words are needed?

Ronald's answer | Answered on February 10, 2016

I agree with Ms. Hill's analysis of the timing provided by the rules. I just wanted to add that if the motion was filed and served properly and a...

Archived

I received a workers comp award of $12,000 last December. How does this go into the means test?

Ronald's answer | Answered on February 10, 2016

There is a longer and more detailed answer to this, but that is income. If averaged over 6 months (as is done on the Means Test) it will be...

Archived

Will the bankruptcy court be able to garnish my social security check since I can't pay any other way?

Ronald's answer | Answered on February 09, 2016

Assuming the business is a separate entitly, such as a corporation or LLC, I'm not sure why the trustee would come after you personally. Unless...

Archived

Do you have to put redacted account numbers as a part of your addresses? Or will the court give them enough info, (e.g., ss#)?

Ronald's answer | Answered on February 09, 2016

The standard for identifying the account is to use the last 4 digits of the account number. If you are filing chapter 13, you should understand...

Ronald Wayne Holland's Answers (622)

How will my BK effect my spouse?

Can a civil lawsuit of a creditor against the debtor become property of the trustee if a proof of claim is filed?

Do debts get discharged in a chapter 13 bankruptcy and chapter 7 bankruptcy?

How do I go into bankruptcy? Do I qualify for it?

Bankruptcy chapter 7. Wife and I put our home in irrevocable trust over 10 years ago. Are we protected? We have no interest

Married looking to file chapter 7 individually. Wife has assets in her name. Would putting into irrevocable trust protect?

Can a Motion for Relief from Stay be filed 14 days before hearing? What words are needed?

I received a workers comp award of $12,000 last December. How does this go into the means test?

Will the bankruptcy court be able to garnish my social security check since I can't pay any other way?

Do you have to put redacted account numbers as a part of your addresses? Or will the court give them enough info, (e.g., ss#)?