CA state debt collection laws, debtor's rights to contest creditor's wage garnishment procedure

They cannot garnish your wages until they sue you and obtain a judgment. Once they get a judgment, they could garnish your wages or execute on...

Mitch's answer is right on for you. What you need to do is turn this over to your insurance company and let them know your position. They will deal...

Need info on buying foreclosure properties in CA, OR and WA

The potential gotchas are many. There may be problems with the property that you do not know about. There may be damage to the house or a history...

You can sue her if she does not pay you back. However, you have to prove the terms of the loan and that it was not a gift, which is likely going to...

Credit Cards

I agree with what Jay said. His advice is perfect. The only thing to add is that, in California, the original creditor is covered by the Rosenthal...

If this is the first correspondence, you should send them a letter demanding validation of the debt. Then do nothing. If this is not the first...

Servicemembers Civil Relief act and FCRA violations Looking for Contingency Attorney

If you are looking for an attorney, start at Avvo and do a search for attorneys near you who handle consumer law matters.

Injured while working in prison, workers comp claim, section 1983 claim for federal court, state of CA

You should call legal aid. There are groups that assist prisoners with claims, including workers compensation claims and section 1983 claims. You...

Debt settlement with collection agency, fair debt collections practices act in CA, debtor's rights

This may be considered harassing and abusive behavior under the FDCPA and the Rosenthal Act. However, it depends on the entire context. This...

The answer is that it depends on why you are being sued and how the 401k is set up.