The discharge of your insurance debt will depend on when you canceled your insurance policy. If the vehicle remained insured, because you did not...

Can a leanding company come back and demand more money in payments and or payoff on a closed but current account?

Before any more time passes, collect any and all evidence that shows that you pay this debt from August of 2005 until now at $100 per month. Keep...

If a debt is passed to a debt recovery attorney does this constitute an 'assignment'?

Not at all. When I used to handle collection cases, I frequently was the "recovery attorney" for a party. Most often times I did not take an...

Does filing for chapter 7 bankruptcy immediately eliminate my obligation to pay unsecured prepetition debts? If not, why not?

In a way, this is kind of a tricky question. From the client's perspective, the obligations to pay their debt will cease to exist at the end of...

Can you "buy back" excess equity in your home when filing Chapter 7? My home is worth $20,000 more than the exemption.

I would agree with each of the three attorneys that have already answered this question. I would only add that it is critical that you consult an...

In the Eastern District it is $125.00. This is true for paralegals as well.

The Bankruptcy Act of 2005 applies to Student Loans made prior to 2005. Thus, your Private Student Loan is non-dischargeable. There is a narrow...

Senior Homestead exemption in CA for married filing individual BK

You are entitled to the full $175,000.00 exemption, with or without your husband. Remember though, when you use this exemption, you may only use...

How much money will make it worthwhile for a bankruptcy trustee to go after creditors for payments given within 3mo b4 filing?

Brian bring up a good point, why would you care? The simple answer is that it depends on each individual Trustee, but $2000.00 would be a good...