Archived
I signed up for a credit card but never received the card nor any statement now agents says i owe $ 200 do i need to pay it ?
Mikalah's answer
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Answered on March 07, 2013
To eliminate a debt that is wrongfully charged a cardholder needs to file written requests with both the credit card company and the credit...
Archived
I never received any statement now interest charge doubled 10s what should i do to lower it
Mikalah's answer
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Answered on March 07, 2013
Transferring a balance to a lower percentage account might work.
CASE MANAGEMENT MEETING: What do I need to do prior to meeting?
Mikalah's answer
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Answered on March 07, 2013
For a case management meeting have a summary of the current status of the case and what the parties plan to do in the future. To meet and confer...
Archived
Can I refile ch 7 after case was dismissed
Mikalah's answer
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Answered on March 07, 2013
A chapter 7 can be refiled but it must be updated to ensure information is still accurate. The trustee and court may be less forgiving of future...
Archived
Can a Chapter 13 trustee take a portion of a personal injury settlement that happened 2 yrs . after I filed the ch . 13 .
Mikalah's answer
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Answered on March 07, 2013
To the extent that the settlement is awarded to cover injuries, medical costs, and hospital care, the award should not be part of the chapter 13...
Archived
Is it illegal for debt collectors to use my accurate info to benefit their cause?
Mikalah's answer
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Answered on March 05, 2013
You still have the right to dispute incorrect credit information through the credit agencies.
Archived
A collection agency has placed a bad report on my credit report for a debt that is not mine
Mikalah's answer
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Answered on March 04, 2013
Challenge the negative item on your report. Go directly to the credit agency's website to do this.
What is considered real and personal property for bankruptcy purposes? I have a car but do not on it, making payments.
Mikalah's answer
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Answered on March 04, 2013
Real property is land and structures permanently attached to them. Personal Property is everything else. So a car would be considered personal...
Archived
Husband passed away with no medical insurance. Am i legally responsible to pay his medical bills if he's uninsured in Colorado?
Mikalah's answer
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Answered on March 03, 2013
If Colorado is a community property state then debts of one spouse are the responsibility of both spouses unless there is a specific agreement...
Archived
I filled chapter 7 bankruptcy in 2011 and one of the creditors listed was credit control and it was for a bill. Now when pulled
Mikalah's answer
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Answered on March 03, 2013
The credit report often contains errors. In any case the credit report does not dictate the legal rights of the parties. So whether the debt is...
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