The best thing is to do is let your Insurance company know of the incident, and hopefully you have enough coverage to cover your vehicle and if any...

Suffered neck injury from car accident in late 2013 (was a passenger then). Was rear-ended in late 2014. What are my options?

You do not have much time. You should contact an attorney right away. You have some good facts to support your case, obviously would need more...

This is something that needs to be discuss in private with an attorney, rather then on a open forum.

After abitration been filed with insurance co. At fault driver call to offer settlement. Should I wait after abitration complete

I would need more information before can give you a more complete and informed answer. But If you have been made a settlement offer, it really...