Kristy Anne Hernandez's Answers (115)

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If I am short selling my home, should I stop paying the mortgage? I am 3 months behind, but they are still accepting payments.

Kristy's answer | Answered on January 30, 2011

Whether or not to stop paying the mortgage is something for you to decide. What I can tell you is that most of my clients are not paying the...

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Complicated Loan Modification and Chapter 13 Question Thanking you in advance for responses

Kristy's answer | Answered on January 30, 2011

I agree with attorney Bunce. The first mortgage is a major factor in determining your chapter 13 plan. I cannot imagine a scenario where your...

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Can I do a 24-hour eviction?

Kristy's answer | Answered on January 30, 2011

No. All tenants are required to get at least a 3 day notice. In this instance you would likely need a 3 day notice to perform covenant or quit. You...

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How many creditors meetings can bankruptcy court hold since assets were found

Kristy's answer | Answered on January 29, 2011

There is no set number on the amount of meetings. However, most trustees do not have meetings arbitrarily because they want the case to clear off...

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My ex owns me back alimony. He is unemployed now, he said he would file bankruptcy to terminate the alimony, can he do that

Kristy's answer | Answered on January 29, 2011

Bankruptcy does not eliminate his obligation to pay you alimony. He can request that the family law court amend his alimony so that he pays less...

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I filed a chapter 7 in Sept 2010 can I file my income tax if I have not been discharged yet?

Kristy's answer | Answered on January 29, 2011

If your case is a "No Asset" case and you have remaining wildcard exemption available, amend your case and include the estimated 2010 refund as an...

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What is the purpose of a domestic support obligation worksheet. The trustee required me to fill this out with my Ex wife's info.

Kristy's answer | Answered on January 29, 2011

The trustees all have reporting requirements when it comes to child support obligations, and that worksheet provides them with the information that...

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I recently received an "unlawful detainer" letter from the court. What do I do now since my home is being foreclosed?

Kristy's answer | Answered on January 29, 2011

If you are no longer living in the home, you may want to contact the attorney who served you with the unlawful detainer and let them know that the...

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I live in a duplex house that has shared meter. The landlord is responsible for paying utilities. Is it legal for him to

Kristy's answer | Answered on January 29, 2011

It is NOT legal. When items are specifically listed in the lease and the landlord removes them from the premises, he is in breach of the lease...

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My light fixture in my bathroom broke and under my kitchen sink is leaking pretty bad. Ive told my landlord and he came to look.

Kristy's answer | Answered on January 29, 2011

I wouldn't start with a lawsuit. Most states permit the tenant to hire someone to fix the problem in the unit and then deduct the cost of the...

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