I filed for a discharge of student debt a long time ago

Student loans are presumed not discharged and require an adversary action to discharge. You may file your adversary action now and it will related...

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What are the ramifications of bankruptcy on co-sign/joint account holder of an account?

The bankruptcy Trustee will not take the money in the joint bank account as long as at least some of the following occurs: 1. The bank account is...

Do I have to pay medical bills that date back to 2008-2010?

If you have not made a payment in over 4 years then if the Creditor sues you in court you will need to raise the defense of the "Statute of...

Most attorneys charge a flat fee for a basic chapter 7 bankruptcy. If you have more than 50 creditors, if you need reaffirmation agreements or...

Settling a 12 year old civil judgment on old medical bills . How do I throw out a settlement amount so they'll go away ?

If you cannot pay the Judgment you may qualify to have the Court stop the Creditor from collecting based on your income. You can fill out Judicial...

I am filing a chapter 7 petition. I have two secured credit cards that I deposit money into and then withdraw from when I use

When you fill out your petition be sure and list the security deposit as an asset and use an exemption code to protect your asset. Any amount...

Do I need to file a form or a motion to remove involuntary money judgment lien in a BK7, even if no real property is owned?

A judgment lien filed at the county recorders office only attaches to real property, so if you have no real property when you file bankruptcy, then...

If I file bankruptcy, will that impact me finding job

Filing a bankruptcy will affect your ability to find a job with a high security clearance and a few other industries. I suggest you check out the...

Ive been summoned for a credit card debt. Do I need to complete my "Answer" form to the court? How can I get representation?

What are your rights? You have the right to answer the complaint if you have a legal defense and/or a legal dispute about the debt. You should...

Denial registration after bankruptcy

It appears the debt paid your tuition and other school related costs and would therefore qualify, on its face, as a student loan of the type that...