Erisa question about my LTD in California. My LTD carrier who also has my life insurance will not give me a copy of my policy

As the title to your inquiry anticipates, if you obtained the underlying coverage through your employment it is almost certainly subject to the...

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I agree with Messrs. Stennett and McKennon; it is very likely the employer's STD plan will offset the amount of SDI from the STD benefit owed. But...

I am looking for an ERISA attorney who can help me. I have a life insurance policy with my LTD carrier. I received notice that

Easy for me to say, since I am an ERISa claimant's attorney, but I think you should have counsel for an internal appeal to the insurer if at all...

Defendants Interrogatories only consist of demands for documents. Can I object on the grounds that these are not questions?

This sort of thing is almost always a judgment call -- you can probably object but the objection would be hypertechnical and would not be likely to...

My doctor wrote me a note saying I was permanently disabled. Can I apply for short disability before applying for SSDI ?

Unless a rare exception applies your employer should have something called a "Summary Plan Description" which will include the terms of the...

My wife the day after we were married she had a insurance policy from work. my name was not on the policy. am I entitled to any

First, Condolences on your loss; the timing of your wife's passing suggest very tragic circumstances and I certainly feel for you. On the insurance...

Do I need an attorney who specializes in disability insurance claims?

Consulting with an attorney who specializes in disability insurance is definitely a good idea. To the extent your coverage is related to your...