Do I have legal recourse for paying into a Debt Consolidation program and learning that my payments have only gone to interest?

You need to see a Texas attorney who is knowledgeable in the area of debt collection. I have included some recommendations below. ALL debt...

The second on my home is a personal loan. Am I still responsible for the loan if I go into foreclosure on the first?

Because Deeds of Trust are used in California, there will be no deficiency on the senior lien after the foreclose sale. Code of Civil Procedure §...

Do you have an example of a letter telling credit card company that you can no longer pay the debt?

Credit card companies don't care about the problems their customers are living through. Send them a cease and desist letter to stop the telephone...

Should go for a hearing to dispute unreasonable payment arrangement set forth by a collection agency on student loans

The most they can get using the administrative wage garnishment process is 15%. If $500/month is more than 15% of your income, you have nothing to...

Can a medical facility set the minimum monthly payment amount on a medical bill owed legally?

Contrary to common myth, medical creditors are not required to accept monthly payments. The smart ones will work with you and accept reasonable...

Contrary to common myth, medical creditors are not required to accept monthly payments. The smart ones will work with you and accept reasonable...

What is the bottom line smallest amount I can pay on a medical bill?

Contrary to common myth, medical creditors are not required to accept monthly payments. The smart ones will work with you and accept reasonable...

Can a bill for air ambulance be sent to a collection agency if we have been paying approx 75 dollars a month on it?

Contrary to common myth, medical creditors are not required to accept monthly payments. The smart ones will work with you and accept reasonable...

Unless you can make the minimum payment every month you are likely better off by not paying anything at all. If you are going to get put through...

Am i legally responsible for my husband's federal student loans, though I haven't cosigned anything? We reside in NY.

Unless you co-signed the student loans you are not responsible to repay them.