Questions answered by Frederick William Schwinn

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What action can a creditor take against debtor to get loan paid back

Frederick's answer | Answered on December 05, 2009

There is only one way to force the payment of a debt. You need to file a lawsuit and obtain a judgment from the Superior Court. With a court...

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Can you tell me how to show a Judge that he should compell the judgement debtor to give us his ss# to enforcr the collection.

Frederick's answer | Answered on December 05, 2009

Judgment creditors are not entitled to the judgment debtor's social security number. Period. There is no legitimate reason this private...

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My car was written of as a bad debt one year ago. I still have the car. Can I tag it and drive it. It is not hidden from them.

Frederick's answer | Answered on December 05, 2009

Life has risks. It sounds like you have been very lucky so far. The lender does not seem too interested in your car, so I would take the risk. ...

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I filed bk ch 7 3 yrs ago. one vehicle was discharged but my husband got full responsibilty on that car as it was joint acc.

Frederick's answer | Answered on December 05, 2009

Unless you reaffirmed the debt, it was included in your discharge and the bank cannot make you pay it. However, this does not mean that the bank...

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What happens to a discharge account that was sold to another company at the beginning of Ch 7 filling?

Frederick's answer | Answered on December 05, 2009

All debts incurred before you filed bankruptcy will be discharged unless the debt was omitted from your bankruptcy schedules AND there was a...

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Is a new spouse liable for any court ordered settlements prior to the marriage?

Frederick's answer | Answered on December 05, 2009

No. You are not responsible for the debts your spouse incurred before you married them just because you got married. If you actually co-signed for...

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If a person has a lot of outstanding debts, prior to getting married, is the new spouse responsible for any of it?

Frederick's answer | Answered on December 05, 2009

No. You are not responsible for the debts your spouse incurred before you married them just because you got married. If you actually co-signed...

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In Californa I cashed A payroll check at a check cashing place ( I have no bank accounts ) and it bounced

Frederick's answer | Answered on December 05, 2009

The check cashing company can come after you for the amount it paid you for the check. The check cashing company must give the check back to you...

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Do I have a right to "recorded telephone conversations" from a telemarketing agency when I stand falsely accused?

Frederick's answer | Answered on December 05, 2009

The law regarding the recording of telephone conversations varies from state to state. Some states are two-party consent states (California &...

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Can telephone conversation be recorded without permission in any state

Frederick's answer | Answered on December 05, 2009

The law regarding the recording of telephone conversations varies from state to state. Some states are two-party consent states (California &...

Frederick William Schwinn's Answers (508)

What action can a creditor take against debtor to get loan paid back

Can you tell me how to show a Judge that he should compell the judgement debtor to give us his ss# to enforcr the collection.

My car was written of as a bad debt one year ago. I still have the car. Can I tag it and drive it. It is not hidden from them.

I filed bk ch 7 3 yrs ago. one vehicle was discharged but my husband got full responsibilty on that car as it was joint acc.

What happens to a discharge account that was sold to another company at the beginning of Ch 7 filling?

Is a new spouse liable for any court ordered settlements prior to the marriage?

If a person has a lot of outstanding debts, prior to getting married, is the new spouse responsible for any of it?

In Californa I cashed A payroll check at a check cashing place ( I have no bank accounts ) and it bounced

Do I have a right to "recorded telephone conversations" from a telemarketing agency when I stand falsely accused?

Can telephone conversation be recorded without permission in any state