This is a standard debt collection technique - the good faith payment. Debt collectors only have two (2) tools in their tool bag for collecting...

What action can be taken against you if you don't repay a cash advance?

This sounds like the garden variety California payday loan. Legally these loans are "Deferred Deposit Transactions" governed by California Finance...

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Do i have the right to ask my lawyer for a copy of my case and in writting statment on what hi is telling me.

Telephone calls and emails cannot be proven and are worthless when resolving disputes. If you cannot prove it, it NEVER happened. You need to...

Court summons from collection agency

You need an experienced collection defense attorney immediately. An experienced consumer attorney will likely cost a fraction of the amount the...

I received a summons stating my residence and transaction was in the incorrect county. Is the summons still legal?

Yes, the Summons is still legal. However, the debt collection attorney has violated the federal Fair Debt Collection Practices Act (15 U.S.C....

Can a bank withdraw money without my permission?

You should immediately mail a letter to the creditor via Certified Mail, Return Receipt Requested and inform it that you are revoking your...

What actions can I take to refute or delay IRS collection on a Cancellation od Debt.

Settling debts at discounted amounts will result in "Cancellation of Debt" income. Taxpayers may qualify for one of several exclusions that allow...

What is the procedure if you live and work in two states? Do you do two sets of credit freezes - one in each state?

Once you place a credit freeze with the consumer reporting agencies, it will apply to your consumer file regardless of where you live. You do not...

What is the procedure if you live and work in two states? Do you do two sets of credit freezes - one in each state?

Once you place a credit freeze with the consumer reporting agencies, it will apply to your consumer file regardless of where you live. You do not...

I am a victim of Identity theft whose license has been used three times while in suspension in va. Is there anything I can do?

You need to complete a FTC Fraud Affidavit. The FTC identity fraud affidavit can be used to document and communicate facts related to identity...