Can a company take money out of your bank account without your permission on the basis of you allowed it once before.
Frederick's answer
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Answered on December 24, 2009
You will likely need to close your account and open a new one to get the electronic transfers to stop. You could also use the stop payment...
Archived
Can a creditor call my company and speak with a co worker about me being behing on my car payment?
Frederick's answer
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Answered on December 24, 2009
The federal Fair Debt Collection Practices Act (FDCPA) will not apply in this situation as the original creditor is collecting and NOT a...
Archived
Explain in details about my problems.
Frederick's answer
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Answered on December 24, 2009
Debt collectors are notorious liars. They will tell you all sorts of things (mostly lies) to get you to pay them. If you receive debt collection...
Archived
My husband and i have been separated for about two years. if he passes away am i liable for his unpaid debt
Frederick's answer
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Answered on December 24, 2009
Usually not. After marriage each spouse is responsible for their own debts and the debts incurred by their spouse for "necessaries." This is...
Archived
My husband died recently. We were separated two years ago. Am I responsible for his financial debts?
Frederick's answer
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Answered on December 24, 2009
You are not responsible for your ex-husband's credit card debts incurred after you were separated. His student loans are forgiven upon...
Archived
If you have a court ordered judgement against you from a collection agency can the take your income tax return ?
Frederick's answer
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Answered on December 23, 2009
Tax refunds are not alienable (transferable) so judgment creditors cannot attach or levy them. Only the state and federal government can intercept...
Archived
Information on spousal identy theft
Frederick's answer
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Answered on December 23, 2009
Most victims of identity theft know the identity thief. Many identity thieves are friends or family members of their victim. But this in no way...
Archived
Can I sue the credit card company if they let someone open a card in my name
Frederick's answer
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Answered on December 23, 2009
California has a very good identity theft statute that includes a statutory damage of up to $30,000 if a creditor fails to properly investigate a...
Archived
Am I liable for debt acquired by my ex-spouse after I filed for divorce?
Frederick's answer
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Answered on December 23, 2009
No. You are not responsible for your ex-husband's medical debts incurred after you were separated.
You should consult with an experienced...
Archived
Can i get a warrent sent out for my arrest for not paying a internet loan company back?
Frederick's answer
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Answered on December 23, 2009
Many internet payday loans are illegal as they violate state usury laws. You should consult an experienced consumer attorney in your state as soon...
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