California wage garnishment. My employer was served but I am on disability. Can they take any of this?

State disability insurance payments are exempt from levies pursuant to California Code of Civil Procedure § 704.130.

Negotiating with a collection agency lawyer or agency representative.

Tell the debt collector that you want a trial because you don't owe the debt. They may simply dismiss rather than fly a witness to trial. If they...

I received a letter from a collections lawfirm for a 600.00 debt.

You are not likely to get sued on a $600 debt in California. Send the debt collector a cease and desist letter.

Debt Collectors are "considering" a lawsuit against me?? Help!

There are several defenses to credit card collection cases. With Capital One, one of the best defense is usually the 3 year statute of limitations...

Is it legal for a merchant to charge a higher price if I'm paying with a credit card in California?

No. "No retailer...may impose a surcharge on a cardholder who elects to use a credit card in lieu of payment by cash, check or similar means..." ...

You need to contact an attorney experienced in consumer debt collection. This is not something that you can do successfully on your own.

My ex boyfriend committed identity theft against me and I need help.

You need to complete a FTC Fraud Affidavit. The FTC identity fraud affidavit can be used to document and communicate facts related to identity...

Please be aware that Capital One cards are subject to Virginia's 3 year statute of limitations and not the longer 4 year statute of limitations...

CalPERS and all other public pensions are exempt from attachment or levy by judgment creditors pursuant to California Code of Civil Procedure §...

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Does credit card settlement the forgiven amount on 1099-C be discharge in chapter 7.

If you are still planning a bankruptcy filing, you are likely insolvent. Insolvent in this case means that you have more debts than assets. If...