Archived
How can a luffkin Texas debt collector be calling me about a payday loan when I have never lived in that state I'm in Cali.
Frederick's answer
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Answered on November 15, 2016
These are classic scammers. Likely in India or somewhere. Don't get scared, and don't pay. If you talk to them at all (not something that I...
Archived
Can I be forced to sign a waiver for right to sue? Financial Agency.
Frederick's answer
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Answered on November 03, 2016
Repossession agent violate the law in almost every auto repossession. You should consult with an attorney as soon as possible.
Archived
My Nephew stole a check from my checkbook and forged the check for 2,268.00 to Glendale NISSAN
Frederick's answer
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Answered on October 31, 2016
You should consult with an experienced consumer protection attorney in your area immediately in order to protect your credit rating and other...
Archived
My card was used for unauthorized legal gambling. That account was closed with funds in there. Do I have the rights to that acc.
Frederick's answer
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Answered on October 30, 2016
You may be a victim of identity theft. Identity theft comes in at least two flavors. The one everyone knows about is the "fraudulently opened...
Archived
What should I do? I just received a summons from a bank??
Frederick's answer
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Answered on October 30, 2016
You should consult with an experienced collection defense attorney immediately. There and many available defenses to debt collection lawsuits that...
Archived
I think I may have a judgement against me that just happened recently what can I do?
Frederick's answer
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Answered on October 30, 2016
The judgment should be set aside on the grounds of "excusable neglect" as you were tricked into allowing a judgment to be entered against you...
What's the interest cap debt collectors are allowed to charge? (As of 2014 in California)
Frederick's answer
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Answered on August 29, 2016
Unless the contract specifies otherwise, an unpaid debt accrues 10% per year simple interest. California Civil Code 3289(b).
What to do after a Dec of Non Service has been filed in your case?
Frederick's answer
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Answered on August 20, 2016
You should consult with an experienced collection defense attorney. There are many ways to approach your situation. The best one for you will...
Archived
A company out of new york is suing me from California. I have a police report and I don't believe they have any evidence.
Frederick's answer
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Answered on August 15, 2016
You may be able to file an identity theft case in California against the New York company, but it may depend on the way the lawsuit and contract...
Archived
What are the options for co-signers when the primary signer refuses to make payments?
Frederick's answer
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Answered on August 11, 2016
If the co-signer did not receive a Notice to Cosigner as required by California Civil Code 1799.91, they may be able to get out of the loan. In the...
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