A collection agency contacted me I asked them how much they would take a month as payment they said full amount I told them I

Did they tell you what "will proceed" means? That they will file a lawsuit against you? Most debt collectors are willing to enter into a payment...

Civil demand letter now says "your case is very delinquent". Should I pay the $100 that I owe? Will they take me to court?

I agree with Robert. In addition, you should consult with a debt collection defense or consumer attorney to have them go over the document to see...

Should i update the collection agencies on my address

I think the only benefit to updating them regarding your whereabouts is you prevent them from obtaining a default against you. After a...

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How can I get legal action/investigation of a possible scam on an old credit card debt involving local legal system employee/s?

Were you served with a summons and complaint? And did you think you already paid the balance on the card that forms the basis of the complaint?...

Do I need a consumer affairs attorney?

Sounds like your son may have an auto fraud issue. He should contact a consumer attorney or lemon law attorney in his area to better understand his...

Is a consumer attorney the same as a bankruptcy attorney?

You should talk with a consumer lawyer about your issues. Generally consumer lawyers charge nothing for an initial consultation so there's no risk...

Judegement on credit card

They can absolutely obtain a judgment against you in this situation if you failed to respond to the initial summons and complaint. As previously...

Can the Consumer Legal Remedies Act be used in Small Claims court?

You can definitely bring a CLRA claim in small claims court, but I agree that a visa may not constitute a consumer good or service.

Being sued by National Collegiate Trust...

You should try and find either a debt collection defense attorney or a consumer protection attorney. To find one in your area check naca.net or...

I agree with the statement of the other attorneys, in addition I would be concerned whether this organization is even legitimate. You stated that...