I'm current on my first mortgage, but haven't paid my second mortgage (same bank), and declared bankruptcy: Can they foreclose?

Don't confuse "charged off" with forgiven, in fact shortly after charge off the lender will assign the loan to one or multiple collection agencies....

I have issued a mortage for a home I own. The person responcible for the loan had defaulted. how do I start foreclosure?

http://www.plmweb.com/ This is a link to PLM Lender Services they are a very reputable San Jose foreclosure company and will do a great job. I...

Will a house foreclosure affect both spouses?

Your lender will pursue a non-judicial foreclosure and your wife will not be impacted. However don't give up on pursuing a loan modification. ...

Selected as the best answer

I have a condo that will be lost to foreclosure. What happens regarding not paying the HOA Fees?

It is common for HOAs to send outstanding bills to colection agencies even after foreclosure. You can expect an excellent chance of them pursuing...

Is default on CAL HFA loans has different consequences than regular bank loan.

No th default will not hae any more impact than any other loan. However Cal HFA has excellent modifcation programs and a desire to help borrowers...

My mom had a heart attack on the 3rd of june. on the 17th she had a 3 day notice to pay or quit. i don't have the money to pay

Hve you discussed the situation with the landlord? I would hope he would have a heart and allow you to get her affairs in order to arrange for...

Do I need a Real Estate Attorney?

This is a complicated issue in that the divorce settlement should have been recorded as a performance lien or deed of trust against the property or...

Does shortsale/foreclosure on investment properties impact 401K or other retirement accounts?

Oftentimes an underwriter at a lender will look at borrower assets to determine the need for a short sale. If you have excessive assets (including...

What you are describing qualifies as a neighborhood "nuisance" and you can sue your neighbor to have the graffiti removed. HOWEVER this should be...

The short answer is yes, you leased a unit with a working kitchen and the landlord is obligated to provide the space you rented in a "habitable"...