Archived
Can the bank stop a foreclosure up until the day before the sale??
John's answer
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Answered on August 29, 2009
Yes.
Archived
I have filed for chapter 7 and my 341 meeting is next month. mom gave money for attorney. is that considered xtra income. (gift)
John's answer
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Answered on August 28, 2009
no. one time event , special circumstance. not regular income.
Archived
Can taxes filed in 2008 be discharged under bankruptcy chapter 7?
John's answer
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Answered on August 28, 2009
no. not old enough. generally 3 years from filing due date.
Archived
I know Annuities are exempt in bankruptcy need more info
John's answer
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Answered on August 28, 2009
each state has different rules. it may be that the lawyer does not want to make a guarantee, or there are details about the annuities which could...
Archived
If someone is the primary borrower on a new car but the co-signer is actually paying for the car and ins, who is responsible?
John's answer
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Answered on August 28, 2009
both
Archived
A personal loan creditor filed a complaint, if I negotiate a payment with them, then file bankruptcy, will they be included?
John's answer
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Answered on August 28, 2009
yes. the bky is a 'trump card '
Archived
I was recently in the hospital, and don't have health insurance. I have never been in this much debt. What should I do?
John's answer
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Answered on August 28, 2009
talk with the billing office. they have authority to discount and even cancel the entire bill.
Archived
I have initiated the process of filing for total bankruptcy yet; i am being subpoenad. what should i expect?
John's answer
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Answered on August 28, 2009
once you actually file the bky that should "trump" the civil lawsuit.
Archived
I am 93k in debt beacuse of ID theft. Should I Fight it or just file Bankruptcy?
John's answer
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Answered on August 28, 2009
It doesn't sound lie ID theft, because you agreed to it. Here in California the creditor has 4 years to file suit, after which time the debt is...
Archived
In California, does both spouses have to claim bankruptcy for credit card debt?
John's answer
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Answered on August 27, 2009
1. no. the debt may be in the name of only one spouse.
2. a 401k is exempt from everyone (except the IRS)
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