When you file the police report make sure that the crime is listed as a violation of California penal code 530.5. Also, follow the advice as set...

If the loan was late at some point and the report reflects that fact then the report is accurate. However, if your loan is current and the report...

Can individuals sue under the Fair Credit Reporting Act?

Yes, a consumer can sue under the FCRA. The law allows for the recovery of actual damages, emotional distress damages, attorney fees and punitive...

Is a business allowed to use my social security to look up my credit history with out my consent

No, this is an invasion of your privacy and a violation of federal law. You should consult with an attorney that specializes in fair credit...

Identity Theft on unknown credit accounts

Once you obtain a copy of the police report and fill out a FTC identity theft affidavit. Then, do this... 1. Mail the above to each credit...

I saw my credit report and it showd 12 charged off accounts

Your options would be to file bankruptcy, pay the debt or do nothing. If you do nothing then in most cases the creditor has four years from the...

Is there a statue of limitiation on a Home Equity Loan on a forclosed property 3 yrs ago and still shows on my credit reports?

The answer depends on many factors. However, assuming this is a sold our junior loan the lender is allowed to report the loan for 7.5 years from...

With proof, what legal actions can be taken if someone uses your SSN without authorization?

If he wants to prevent his social security number and other identifying information to be used to open credit accounts he should put a security...

What is the liability of authorized user?

I am sorry to hear about your loss. It sounds like your grandfather was a good man. Assuming you are a true authorized user and the credit card...

Is there any free help for a case like mine?

Most consumer attorneys that specialize in identity theft provide free consultations and in some instances take cases on a contingency. To learn...