Why is bankruptcy not an option. One would need that information, before giving you any advice.

What happens if your attorney failed to file your papers to end your bankruptcy Before the deadline in a chapter 13?

I am assuming you are referring to the closing documents that must be filed in a Chapter 13. These documents have to be filed at the end of your...

What to do?

I agree with my colleagues, bankruptcy may be an ultimate answer for you. But before you go in that direction, make an offer to settle in letter...

Can I sue a collection agency/attorney?

You are too late to object to the service (or lack thereof). You cannot sue the collection agency or the attorney since they are not doing...

Motion to Reopen a Bankruptcy Case (maybe this applies to other motions as well.

You can do it both ways and it sometimes depends on the jurisdiction. It depends on the document you are referring to. For instance, if you are...

How can we handle our debt?

I agree in general with my colleagues. But depending on the source of your income, you may not have to file bankruptcy at all. The only way to...

Bankruptcy question. Should I list it on my Non-priority Unsecured Claims form?

Because the card will be canceled whether you list it or not, I always list such cards as notice only, just to make sure no debt is overlooked....

I think you should ignore the email. it does sound like a scam. You can get a free copy of your credit reports at www.annualcreditreport.com. ...

I am unsure what you mean by falsified payment? You mean they should a payment that you did not make in order to move the date of the 4 year...

How do I stop my wages from being garnished for credit card debt

You can either try to settle the debt before the garnishment, but at this point it might be too late. Find a bankruptcy attorney and talk to he or...