Your insurer is obligated to provide you with a defense and, most likely, to pay for any settlement. Contact USAA right away and send them a copy...

Should i use a injuy lawyer to settle my case?

You should absolutely talk with an attorney - even if you do not hire one. I get this question all the time and I tell people this: I know how to...

What should my friend do if someone hit his car behind but not the owner of the car?

As long as there is insurance on the car, your friend should be able to get his car fixed.

I have car accident 4yrs ago and i have health care insurance and they paid all my medical bills do i pay them back when settle.

Speak with an attorney. There are statutory liens and then there are contractual rights of reimbursement, so you need to be very careful.

Is company responsible for legal and finacial proceedings of a personal injury lawsuit, if working for them at the time?

Under California law - and probably the law of most other states - the employer is liable and is also obligated to provide a defense. The insurer...

Also, you should contact your insurer. Some (most?) insurance policies have a provision for newly purchased cars.

I had a minor accident backing out of my driveway.i did'nt see that there was a parkedcar in my driveway.would this be my fault?

Good thing it was minor - a driver is supposed to inspect his/her car before even starting the engine and is responsible for knowing what is in...

Dog bite

Minor bite = minor recovery, most likely.

Another point - if you arguably had insurance, then your insurer would have a duty to defend you if you were sued. You might later be obligated to...

If I hit a vehicle that is broken down on the freeway and could not stop am I at fault and could this affect my insurance & D.L?

It could impact your insurance if you should have seen it. If you were unable to see it (say, a car was in front of you and swerved out of the way...