Archived
My bank account was garnished for a judgement that I was never notified of?
I have lived in Europe for the last 2
Michael's answer
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Answered on June 15, 2011
Before you invest too much time or money in fighting service/notice you need to think about what you hope to accomplish. So you set aside the...
Archived
We negotiated a deal on our primary res heloc which expires in 30 days, but bk atty said it could be construed as a preference
Michael's answer
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Answered on June 15, 2011
The preference issue comes up if you make a big payment to settle. I think you should file chapter 7 and then revisit the settlement after...
Archived
Can you switch attorneys in the middle of a bankruptcy
Michael's answer
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Answered on June 15, 2011
The answer is yes, you can change attorneys. Many attorneys (me for instance) do not like to clean up another lawyer's mess so you might have a...
Archived
What am I suppose to do if I cant pay a lawyer?
Michael's answer
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Answered on June 15, 2011
I am not sure I understand exactly what is going on but I think you were thinking that a divorce court order would limit your responsibility to 50%...
Archived
Can an involuntary bankruptcy help me get back properties that I own faster than a foreclosure?
Michael's answer
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Answered on June 15, 2011
I agree with the other comments but wanted to add a couple thoughts. He likely used the money as a down payment on the property or properties. In...
Archived
Car loan and credit card from same credit union
Michael's answer
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Answered on June 15, 2011
I agree with Mitchell those agreements are valid and problematic especially in chapter 7. There are court cases in California both in State court...
Archived
This credit cards company can put you in jail for not paying them?
Michael's answer
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Answered on June 15, 2011
Relax, no debtors' prison in this country. They are entitled to sue you in civil court if you are behind (no set waiting period) and get a...
Archived
Chapter 7 bankruptcy in CA 704 exempt Q: filing individually. Own home with mom & step-dad. 150k equity total. How much exempt?
Michael's answer
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Answered on June 15, 2011
First you should actually look at the grant deed to make sure you are correct on the status of title. Also the status of title creates a...
Archived
Is it possible to get a late payment report from a collection agency removed from my credit report?
Michael's answer
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Answered on June 15, 2011
First, there are 3 major credit reporting agencies so you will want to determine how far this has spread. To help try free annual credit...
Archived
What happens if I didn't answer a summons in time & now my bank accounts are being levied.
Michael's answer
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Answered on June 15, 2011
The vast majority of people file bankruptcy. Trying to set aside or reopen (some courts say quash the summons) the case may get you back in court...
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