What will the court say if I already spent my income tax

The first question to ask is whether you are entitled to keep the refund? In some cases, you can amend the papers to claim the refund exempt and...

Questions about insurance, bankruptcy and their outcomes in federal case

This situation is far too complicated to be dealt with properly through AVVO's online question/answer system. This will require review of many of...

Chapter 7 in California using 703 exemptions: which is the best / correct exemption to protect social security proceeds in bank

Bankruptcy is complicated and using the proper exemptions is critical. Social security is protected under both state and federal law. That said,...

1099-C after you settle to pay off a discharged loan to gave lien released

Since you had the line of credit when you filed chapter 7, the debt was discharged at that time. A chapter 7 discharge; however, does not remove...

My Ch.#13 Bk was dismissed in Dec. 2012 (14 months ago). My plan was to file a Ch.#7 but the value of my home went up alot.

Generally, you can do credit repair without a lawyer. The idea with a credit report is that it provides accurate information. To correct errors...

I owe 8,000 in taxes this year. If I start an installment plan with the IRS, can I deduct this on the means test (CH 7 BK)?

The means test is used to determine ability to pay in bankruptcy. The means test allows as a reasonable expense 1/60th per month of this tax debt....

If file chapter 7 bankruptcy, will that make my auto lender start taking my payments again. They say charged off & won't accept$

In chapter 7 you are expected to either return the vehicle and have any remaining claim discharged or deal with the payments on your own with the...

I'm confirmed iI'm confirmed in chapter 13 I originally filed for chapter 13 because my association was going to foreclose on me

When they seek a post-petition default, it means the homeowners association thinks you have not paid all money that has come due since the filing...

Technically, there's neither a grace period nor a late charge. So the question becomes what happens if a chapter 13 plan payment is late? In...

Chapter 7 is the most common type of bankruptcy and it sounds like that's what you need. The exemption laws govern what a person is allowed to...