Archived
How can i keep my home and lower my interest rate of 6.25% to affordable rate with chapter 13 bankruptcy.
Michael's answer
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Answered on March 09, 2017
Keep Your Home California is a wonderful program, and I am glad you are using it. Chapter 13 can stop foreclosure but nothing about chapter 13 can...
CALFRESH/Welfare Overpayment , Chapter 7 Discharge
Michael's answer
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Answered on February 08, 2017
Many people erroneously assume that all debts to the government will survive a bankruptcy. This type of debt is dischargeable unless the creditor...
Archived
If someone had a BK discharged in August 2012 when would they legally be allowed to file again.
Michael's answer
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Answered on January 09, 2017
You will be entitled to file a new bankruptcy assuming you meet the financial qualifications. Here's the limitations:
Chapter 7 After Chapter...
Archived
Can I be refunded the money I paid toward filing chapter 7 and cancel the filing
Michael's answer
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Answered on December 10, 2016
The contract you signed will govern to what extent the money is refundable. Although the papers are not finished there will have been time spent...
Archived
I am a creditor in a chapter 13 case....can I represent myself.
Michael's answer
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Answered on November 28, 2016
A corporation must have an attorney but an individual can represent him or herself. So if you are the creditor in your individual capacity, then...
Archived
How does my bankruptcy filing affect my civil foreclosure case?
Michael's answer
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Answered on November 20, 2016
All of your assets become property of the bankruptcy estate when a chapter 7 is filed. The law returns assets considered necessities of life...
Archived
If I file an objection to my ex's bankruptcy 13 will the judge really read it.
Michael's answer
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Answered on November 04, 2016
You should file papers with the court in proper form, you may need a lawyer to help you. That said, the judge will read what has been submitted. ...
Archived
Will a trustee listen to me as an ex wife of someone who is filing bankruptcy.
Michael's answer
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Answered on October 28, 2016
You may be entitled to all the things you mentioned but you'll need a lawyer to help you do it. This is not something the trustee will negotiate,...
If my Ch 13 is dismissed for late credit counseling can I refile right away?
Michael's answer
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Answered on October 27, 2016
The answer is yes, as long as the court did not enter an order barring you from re-filing. You will need to file a motion quickly with the court...
Archived
When can I file again
Michael's answer
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Answered on October 24, 2016
I hope this link takes you to a user guide on filing again. www.avvo.com/legal-guides/ugc/can-i-file-bankruptcy-if-i-have-filed-before
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