Archived
Do I have to wait until I finish paying the trustee after filing chapter 13 to begin receiving social security benefits?
Austin's answer
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Answered on July 20, 2014
Discuss this with your attorney, as it may result in you having additional income for purposes of the "best efforts test", thus requiring you to...
Archived
Am in Ch. 13. Paying $ to court monthly. Can my atty charge me in addition to that amt.?
Austin's answer
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Answered on July 20, 2014
Great answers above. I would just like to point out that in California you have a right to a copy of the written fee agreement between you and your...
Archived
If a 2nd loan accepts payments through a chapter 13 payment plan do i still have to do a lien strip?
Austin's answer
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Answered on July 20, 2014
If there was a second deed of trust recorded on your property before you filed your bankruptcy, then that deed of trust will survive your...
Archived
Ch 7 bankruptcy filed now a creditor is claiming they have a purchase money security interest in earrings we bought as a gift
Austin's answer
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Answered on June 19, 2014
Let's take a deep breath. You are in a Chapter 7 bankruptcy, which means that you listed the debt and you are protected from direct collection...
Archived
What is the statue of limitations on taxes owed to the Franchise Tax Board? Does it matter if you filed BK Chapter 7 anytime?
Austin's answer
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Answered on June 06, 2014
Agreed - it is difficult to answer this question because we do not know the type of tax involved here. If the LLC filed for a Chapter 7, you should...
Is there a Statute of Limitations for a landlord to collect a Judgement in an Eviction?
Austin's answer
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Answered on May 11, 2014
Mr. Elie nailed it on the head - I would recommend speaking with an experienced consumer bankruptcy attorney in your area. While a $10K debt may...
Archived
Does a mortgage after a bankruptcy discharge need to go into foreclosure whether or not you reaffim?
Austin's answer
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Answered on May 11, 2014
Agreed - you should consider your sale options. Is there equity in the property? If not, consider a short sale. It is always a good idea to speak...
Archived
Debt collection lawsuit...should I try to settle the amount owed?
Austin's answer
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Answered on May 08, 2014
I concur with the advice above. You need to act quickly, but you have rights that you should consider. Settlement is one option, and oftentimes...
Archived
What happens to my newly obtained credit cards when converting a chapter 13 to 7
What happens to my vehicle that is in the 13
Austin's answer
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Answered on May 06, 2014
I agree with the other attorneys above - I would advise you to speak with your attorney about your options to either (a) modify your chapter 13...
Archived
Do I bother to pay back a debt that originally should have never been issued?
Austin's answer
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Answered on April 05, 2014
It is difficult to say whether a particular creditor will furnish (report) information to a Credit Reporting Agency (CRA), like TransUnion,...
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