Since California is a community property state, spouses are usually liable for the debts incurred during the marriage. There are exceptions to...

Bank insists we sign reaffirmation agreements before they will consider renegotiating terms. Are they taking advantage of us?

I, too, am finding that my clients are increasingly having trouble renegotiating contract terms without first agreeing to a reaffirmation...

Chapter 11 bankruptcy

The first step in filing Chapter 11 bankruptcy is by hiring an attorney who can determine whether filing Chapter 11 is in your best interest and...

If I die, is my spouse responsible for the remaining mortgage on a property I purchased before we were married?

I agree with my colleagues. The property appears to be your separate property. Your husband or son are not financially responsible for paying the...

What does my ex get from me if he gets my kids when i am gone?

My colleagues are correct. You should contact an attorney and have a Last Will and Testament and Revocable Trust created. You can transfer your...

Maybe getting sued for a business debt default, what now ?

The fact that the bank is willing to accept 1/2 the debt owed is a positive sign that they are willing to negotiate. If you want to get them...

Which one better, chptr13 bankruptcy or settle collection agencies for less in CA?

Whether you qualify for Chapter 7 or are required to file Chapter 13 depends on your income and whether you can qualify under the Means Test. You...

While the co-borrower must list all assets and co-debtors, his/her filing bankruptcy should have little effect on you. The bankruptcy will...

What are my options if my husband and I separate?

It is difficult to asses whether you "would be protected by filing bankruptcy" based on the description of your case. However, generally,...

Credit cards referred to collections, is it worth settling without a pay for deletion agreement? Please advise CA lawyers!

I recommend you be very careful in settling the credit card debt short of what you owe. Many of my clients have attempted this type of debt...