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About Michael
Practice Areas
5
Practice Areas
Fees and Rates
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Chat withLicenses
Licensed in California for 23 years
State: California
Acquired: 2002
No misconduct found
Licensed in Ohio for 30 years
State: Ohio
Acquired: 1995
No misconduct found
Licensed in Illinois for 36 years
State: Illinois
Acquired: 1989
No misconduct found
Location
Blackhawk Network
5918 Stoneridge Mall Rd., Pleasanton, CA, 94583
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Experience
Work Experience
2009 - Present
Pincipal Legal Counsel, Blackhawk Network
2005 - 2009
First Vice President and Assistant General Counsel, Washington Mutual Bank
2000 - 2005
Vice President and Deputy General Counsel, Providian Financial Services
1998 - 1999
Associate, Shutts & Bowen LLP
1994 - 1998
Associate, Dreher Langer & Tomkies L.L.P.
1989 - 1992
Associate, Skadden Arps Slate Meagher & Flom
Associations
2000 - Present
American Bar Association, Business Law Section, Consumer Financial Services CommitteeMember
2000 - Present
State Bar of CaliforniaMember
2000 - Present
San Francisco Bank Attorneys AssociationMember
2000 - Present
State Bar of California, Business Law SectionMember
1989 - Present
American Bar AssociationMember
1994 - 1998
Ohio State Bar AssociationMember
Education
1989
University of Chicago Law School
JD
1985
University of Chicago Graduate School of Business
MBA
1983
Harvard University
BA
Speaking Engagements
2015
9th National Forum on Emerging Payments Systmes
UDAP/UDAAP, Third-Party Risks and Managing Third-Party Vendors: Regulatory and Compliance Considerations for New Payment Models
2015
9th National Forum on Emerging Payments Systems
Credit, Debit, and Prepaid Cards: New Regulations and Reforms and Their Impact on ‘Traditional’ Payment Methods
2015
11th National Forum on Prepaid Card Compliance
Prepaid Compliance 101: The Nuts and Bolts of Prepaid Compliance for Program Managers, Issuing Banks, and Other Industry Players
2014
Tenth National Forum on Prepaid Card Compliance
Durbin 2.0 on the Prepaid Market: Latest on Regulation II’s Interchange-Fee Limitations and Network-Exclusivity Prohibition
2014
2014
8th National Forum on Emerging Payments Systems
Credit, Debit, and Prepaid Cards (Including Payments Linked to GPR Cards): New Regulations and Reforms and Their Impact on ‘Traditional’ Payment Methods
2014
8th National Forum on Emerging Payments Systems
UDAP/UDAAP, Disclosures, and Marketing and Third-Party Risk: Regulatory and Compliance Considerations for New Payment Models on Mitigating/Avoiding Liability
2013
8th National Forum on Prepaid Card Compliance
Durbin and Reg II FAQ: Applicability to Prepaid and Virtual Card Programs, PIN/Activation, Exemption of Interchange Fees for Prepaid and More
2013
7th Annual Forum on Prepaid Compliance
The Final Phase of the Durbin Amendment: Assessing the Latest Applicability and the Impact of the Amendment's Provisions
2012
6th National Forum on Prepaid Card Compliance
The Durbin Amendment: Applicability, Exceptions, Impact, and Looking Ahead to Future Implications
2012
5th Annual Forum on Prepaid Card Compliance
The Durbin Amendment: The Final Ruling and its Impact on the Prepaid Card Industry
2006
Second National Forum on Payment Systems
The States and Prepaid Cards
2006
Financial Services Marketing Compliance
Striking a Balance Between Effective Marketing and Regulatory Compliance
2005
Payment Systems
The States and Stored Value Cards
Publications
1998
1995
The Business Lawyer
High-Cost Mortgages, Rent-to-Own Transactions, and
Activity
Legal Answers
Legal Answers
Q&A
Wife used debit card without permission..
29 Apr 2015
Q&A
Can a restaurant take out a tip from my bank card without my authorization
21 Oct 2008
Q&A
Can a credit card company put a lein on my bank accounts
17 Oct 2008