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My friend started filing bankruptcy, Chapter 13, but had to go into the hospital. Is there a form for filing an extension?
Kelly's answer
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Answered on April 15, 2013
You can just file an informal request for an extension. But the Court will most probably only give you 30 days to file everything, and if it's not...
Archived
Is Chapter 7 or suing my ex - wife the only options to protect myself against the recovery group?
Kelly's answer
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Answered on April 11, 2013
Unfortunately, creditors are not bound by your divorce settlement. If your name was on the loan obligation when the property foreclosed, you're on...
Archived
Can I file another Chapter 13 Bankruptcy case while in one?
Kelly's answer
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Answered on April 11, 2013
Unfortunately, you will need your current case to dismiss before you can refile. Depending on your situation, you may want to see if you can...
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A condo owner recently filed for Chapter 13. Can our Homeowners Association still suspend this owner's HOA membership?
Kelly's answer
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Answered on April 09, 2013
I agree with the other posts that you have a valid claim, that should be paid in full through the Debtor's Chapter 13 Plan. You should definitely...
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Can i be forced to sell my house for auto liablity
Kelly's answer
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Answered on April 09, 2013
You also should consider the cost of sale, which runs about 7% of the sale price of the home. Even though in your scenario it wouldn't bring the...
Can i put past due utility bills in chapter 13 ?
Kelly's answer
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Answered on April 08, 2013
Yes, you can list your past due utility bills in your Chapter 13. They go on Schedule F--Unsecured Claims.
However, something I've come across...
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Received Chapter 7 bankruptcy discharged. Surrendered timeshare. They are still saying that I owe maintenance/iOS type fees.
Kelly's answer
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Answered on March 20, 2013
I agree with the other two attorneys who previously posted. Pursuant to 11 usc 523(a)(16), post-petition (i.e. after the date you filed your Ch....
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In CH13, can we include a stripped of mortgage payment and arrears in Schedule J or the Means Test? Surrendering work the same?
Kelly's answer
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Answered on December 17, 2012
Unfortunately, you cannot use the mortgage payment of a stripped mortgage on the means test or on Schedule J. The arrears aren't counted either. ...
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I am looking for an attorney that handles fraud in loan applications. I was qualified for
a loan that I am now told I should
Kelly's answer
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Answered on December 17, 2012
I agree with the other two answers here in that you must be careful. I'm not sure of the exact details of this transaction, but if this was a...
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If my husband and I are seperated and are filing chapter 7, is it possible for heim to keep the Mortgage that is in both our
Kelly's answer
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Answered on August 01, 2011
Yes, the mortgage will stay intact and survive the bankruptcy. The issue arises if and when there is equity above the principal balance of the...
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