Archived
I received collection account on my CR from a debt that was paid days earlier from my health insurance.. can they still do that?
Tony's answer
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Answered on November 13, 2010
You need to pay the balance to the collection agency and send them evidence that your insurance paid the doctor (or have the doctor report the...
Archived
A lawyer froze me and my wifes joint account, and cleared all the money from it to settle a debt from 7 years ago....
Tony's answer
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Answered on November 13, 2010
It sounds like the lawyer has a judgment and it is still valid. The money in the account is jointly owned so both of you have total control of it...
Archived
If one spouse incurred medical expenses that went to collection
Tony's answer
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Answered on November 13, 2010
No. The creditors will have to file their claims in the bankruptcy case and they will be paid by the trustee if funds are available for unsecured...
Archived
Can you be charged for passing bad checks if services was never rendered by the creditor?
Tony's answer
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Answered on November 13, 2010
Yes. Passing bad checks is a criminal offense. If you did it you are guilty whether or not the services for which you paid were not provided or...
Archived
IIf someone file for bankruptcy, what would happen to their residential house?
Tony's answer
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Answered on November 13, 2010
The equity in their home should be not a problem since it is protected up to at least $100,000 ( more when they get older or if their income is...
Archived
Can I sue a possible Illegal Alien for my accident?
Tony's answer
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Answered on November 13, 2010
Sounds like you were going a little too fast for the turn even if within the speed limit. You can never drive fadter than safe for conditions. See...
Archived
May a lawyer fail to disclose assets in a chapter 7 bankruptcy filing?
Tony's answer
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Answered on November 13, 2010
Assuming what you are saying is accurate, then the debtor lawyer did commit perjury and/or bankruptcy fraud. If the judgments were intentionally...
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Archived
We recently filed Chapter 7 but haven't been discharged yet. Can we pull money out of a 401k to start a business?
Tony's answer
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Answered on November 13, 2010
What you do with the 401k is not relevant after you file a C7 case. You can do whatever you want and you will be subject to the IRS penalties and...
Archived
Is it ethical for law offices to use "ambulance chasers" to generate clients from car accidents?
Tony's answer
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Answered on November 13, 2010
I do not believe it is a common practice although more frequent in some areas like Los Angeles. It is illegal and unethical. Therefore, it can...
Archived
What happens if I file chapter 7 bankruptcy and I have 2 houses. Both houses have loss all equity and I would like to strip the
Tony's answer
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Answered on November 13, 2010
No stripping of voluntary liens such as your second mortgages (actually notes secured by deeds of trust in California) is allowed in Chapter 7...
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