Considering chptr13 bankruptcy after seeking legal advise, question for CA attorneys.

If after seeing a bankruptcy lawyer and being ready to sign final documents to be filed you have these types of questions (and some obvious level...

Can I add late fees and finance charges on past due accounts that are years past due?

What you can get is going to be based on what your contract says. However, with those old accounts about to become legally uncollectible because...

My car and auto loan are in Grandpa's name. How can I explain/phrase this for means test and budget in chapter 7?

You need to list the vehicle on Sched B and explain that the registered owner is Grandpa but you are the real owner who has possession and control,...

The car is not yours to sell until the trustee abandons it (which means he or she can't get anything from it because it is exempt or not worthwhile...

Inquiry about chp13 BK/ repayment plan in CA- Need clarification California attorneys!!

It would take me at least half an hour to try answering your questions. Let me give it a quick try... Some calculations are based on your income...

Are 523(a)(2) and 523(a)(3) applicable to a Chapter 7 no assets case which is reopened 1 1/2 years after it had been closed.

I can tell by your question that you are confused, frustrated and upset by something a judge did or didn't do in a C7 bankruptcy case. I am a...

In California chapter 7, what is proper statute to use to exempt my IRA under the 703 set of exemptions? Fed?

You should use the federal exemption 11 USC Section 522. When it comes to pension plans the federal exemptions are better. Generally you must use...

Can they put a hold on what little funds I have?

No specific amount or percentage is required. The judgment creditor can take your funds (whatever amount up to the amount of the judgment) unless...

The automatic stay in C7 only lasts 60 days after the meeting of creditors. If you will be able to become current with the payments the bankruptcy...

Assuming your plan has been confirmed you will have to modify it. If you have been paying back unpaid mortgage payments (mortgage arrears) in the...