Can applying for a new credit card reactivate the statute of limitations on a debt written off 8 years ago?

If the debt was discharged through a bankruptcy, then no, they cannot come after you again. Short of that, creditors have gotten very good at...

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Is it legal to try and collect a retainer fee after a case been decided and one has already been paid?

My colleague is correct - look at the retainer agreement. If you think there is a potential problem about it, you may want to contact your state...

If your name and social security number are on your children's accounts, then that usually means that the creditor can touch it. However, I do not...

Can I purchase a vehicle cash from a private seller before my case is discharged?

You should contact your trustee. Usually they will not have a problem if you use the money you exempted in your bankruptcy filing to purchase a...

I am divorced. My ex and I both filed Bankruptcy Chapter 7. We both surrendered the house since we owed more its worth.........

As my colleagues mentioned, it is up to the bank to decide whether to remove his name or not. Many banks simply will not do that, even if your...

Will combining an unsecured debt with a secured debt that has equity constitute a "preferred payment" to that creditor?

There are two things at issue here: First, if your goal is to eat up the equity that you otherwise couldn't exempt in your case, the trustee could...

I filed Ch 7 bankruptcy after 1998 and was granted a discharge. My question is: was the student loan discharged?

If you filed after 1998, your loan was probably not discharged. The only way to find out would be to contact the student loan creditor to confirm...

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Do all lenders for a loan modification on a mortgage ask that only 1 person be on the deed?

Usually the lender requires that anyone listed on the deed also be liable for the mortgage. If your name is on the property, but not on the loan,...

You need to contact your trustee's office and see if you can get permission to take out that loan. If you explain your circumstances, frequently...

Can filing bankruptcy (Chapter 7) during Home Affordable Trial period cause a lender to deny approval for permanent modification

They will usually make you reapply for your loan modification once your Chapter 7 is discharged. I suggest talking to an attorney about the...