Stanley Duane Lockhart's Answers (392)

Archived

Stopped receiving bills for garbage when supplier changed. years have gone by. how do I approach co. regarding making payment?

Stanley's answer | Answered on October 26, 2009

Not nearly enough information to even get you started. Just so you know, it is not the Vendors duty to bill you. You are liable for services...

Archived

Client who owed us money filed Chapter 7, we got no notice

Stanley's answer | Answered on October 26, 2009

You didn't get the Notice....??? That means that your debtor left you off the list and he still owes you the money. But then again it is the BK...

Archived

What is the statute of limitation for a person-to-person debt? Does the defendant's promise to pay, extend the statute?

Stanley's answer | Answered on October 26, 2009

Peter is right on... B is NOT going to pay you and you must get a judge to agree that B owes you the money.... If you sue him in small claims...

Archived

Is it true the Fair Debt Collect Practice Act doesnt apply to landlords? What consequences if lawyer(tenants) falsify facts?

Stanley's answer | Answered on October 26, 2009

FDCPA applies to conduct while collecting debts. Past due rent is a debt. Do not contact renter before 8AM or after 9PM, not by phone or in...

Archived

The house was foreclosed and sold to a bank at auction sale. How many days do the occupants of the house foreclosed and sold

Stanley's answer | Answered on October 23, 2009

3 days by statute....after the Trustee's Deed Upon Sale is recorded...new owner can serve a 3 Day Notice to Quit. ...the sheriff will show up in...

Archived

Can there be a stop put to a Date of Sale(house to be sold at auction)?

Stanley's answer | Answered on October 23, 2009

You received a Notice of Trustee Sale. The date can be postponed by the Servicer by instruction to the trustee or the foreclosing agent. They will...

Archived

My home was sold at a Trustees Sale to a 3rd party.

Stanley's answer | Answered on October 23, 2009

If the Govt help you in any way ....we would love the hear about it. BUT.... Pack your bag, find a new place to live because there is nothing...

Archived

I am in Northern CA. were my home was sold in a trustee's sale , I had filed BK before but was dismiss , and with out notice

Stanley's answer | Answered on October 23, 2009

You will shortly receive a 5 day Summons and Complaint...if you don't respond he will get a default judgment and the sheriff will come knocking in...

Archived

Am I responsible to pay a heloc back after foreclosure on my home? Both first and heloc were through Wamu

Stanley's answer | Answered on October 23, 2009

Steven is probably right but not because it is a HELOC, but because it probably was NOT a money purchase loan. If you used the HELOC as part of the...

Archived

What is the remedy for a mortgage defect?

Stanley's answer | Answered on October 23, 2009

Contact your county bar association and see if they have a pro bono program for Foreclosure Defense. Contact the FTC, OTC, Dept of Treasury,...

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