I got credit cards debt $40,000.Do you think debt consolidation works for me to avoid bankcruptcy

You have not mentioned the name of the company. How did you check out the company? Are they California based? Have they been sued, are they a dba...

In chapter 7, how do I deal with / classify obligations to my own 401(k)? (a loan I borrowed from my 401(k)

General Rule: Simple answer is you can count it as an expense item if you are doing a 13 and you can't count it if your are doing a 7.

You are allowed a Sched J entry for Medical insurance and another for medical expenses like deductible or co-pay or over the counter drugs, cough,...

Can I keep time shares that I still owe money on in a chapter 7 bankruptcy?

As a general rule, if you can't sell the timeshare there is no equity or value, so the trustee will abandon. You can keep anything you can...

My husband is divorcing me. I have credit card debt with cards in my name. Can the credit card companies come after him?

All debt accumulated during the marriage for the community is considered community debt and all community assets can be used to satisfy the...

How much does it usually cost in total in lawyer fees to file for bankruptcy?

Fees are negotiable and vary depending on how complete your documentation requested and how accurately your income, expenses, assets, debts, bank...

Should I go through with a short sale?

If they foreclose on your rental, you will owe the Bank nothing. So no one is coming after you...why would you short sale? You will have the cash...

Does my new husband have to pay the debt that my first husband and I shared during the first marriage?

Whoa....stop the presses. 99.999% of all residential homes are handled in a non-judicial foreclosure and neither you or your new or old husband...

Your question as to the company card.....it is not part of the BK proceeding unless you own the company, but then you wouldn't be asking about the...

How soon after paying off Chapter 13 bankruptcy can I expect to recieve the title to my truck?

It depends on your Plan, did you require title be transferred as part of the court ordered plan? An incomplete Plan will not require the title...