Actually the best bet is to do nothing in response to Discover. Your first priority should be getting a place to live and some kind of income....

It sounds to me like you need to increase income -- maybe moving in a friend or family member who can pay rent and help with bills?) These debt...

Can a non earnings garnishment be used to take a matured certificate of deposit if the monies are not put into a bank account.

If you have the earnings withholding order from a long time ago, that has the county & case number and you can look it up to see if it was renewed...

How to handle a non-filers debt?

Yes the auto debt is part of the plan but you may be allowed to pay it yourself without the trustee paying it but the plan will mention it and the...

Is AllianceOne asking you to pay? Did AllianceOne send you a written demand within the last 12 months to pay any money? You could sue for that and...

I got a letter in the mail from a creditor saying they going to take me to court. Can they do that and if so what are my option?

Agreeing with Ms. Espada above, do you owe any other creditors? If not, owing on only one isn't bad. The only way that creditor can force you...

What options do I have?

It might be worth a challenge via your bank that issued the debit card. The transaction is covered by the Electronic Funds Transfer Act and you...

Yes the law requires 60 days' notice for an increase on residential rent higher than ten percent. This is Civil Code Section 827(b)(3). If the...

I need to pay my phone bill but I’m broke I need someone to pay the phone bill $47.66

For a more permanent solution you might try cutting down on the monthly amount owed. California has a program called "Lifeline" that can get you a...

What causes of action do I have for an entity asserting an expired judgment debt which prevents CA DMV issuing my license?

If you've never seen it you should ask the collection agency for copies of all documentation. You might find out it has been renewed under...