Archived
Is it OK to list both my wife and myself as the debtors for all of our credit cards, even if that is not always the case?
James's answer
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Answered on January 16, 2020
This really isn't the way to do a Bankruptcy Petition. If a lawyer on this site were to give you advice, she or he could end up in trouble if...
Archived
While in chapter 7 bk, my landlord increased my rent $600, without leave of court? Is the increase enforceable?
James's answer
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Answered on January 16, 2020
An increase in rent (and other actions of the landlord) within 180 days of lawful exercise of certain rights is prohibited by Cal. Civil Code Sec....
How do I get a doctors letter certifying the incapacity of someone who is currently in a nursing?
James's answer
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Answered on January 16, 2020
If your aunt was already deemed incapacitated, why isn't that enough? Don't confuse the doctor by using terms such as "springing power of...
Archived
How should I respond to being sued by a collector and am judgment proof
James's answer
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Answered on January 16, 2020
You should file a response. It's likely you will qualify for a waiver of court fees at the courthouse in Redwood City. Depending on the age of the...
Archived
Debt collection contacting me
James's answer
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Answered on January 14, 2020
It also sounds like a debt collection scam more than a real debt collector.
They want you to give bank account info, right? Don't do it.
My wages are being garnished and I’m being sued for an old credit . How can I fix this?
James's answer
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Answered on January 14, 2020
The first thing is to minimize the amount coming out of the Earnings Withholding Order, by filing a Claim of Exemption. There's some helpful info...
Archived
Is there a time limit on debt collection?
James's answer
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Answered on January 13, 2020
A bill sent now with a date of sometime in 2017 is within the four year period for collection causes of action known as common counts:...
What to do when Motion for summary Judgement is received from Plaintiff for a credit card debt?
James's answer
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Answered on January 11, 2020
The court won't care if you want to settle and won't stop the debt collector from getting judgment. No one can force settlement. You are allowed to...
Appeal a default judgment entered almost 10 years ago.
James's answer
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Answered on January 11, 2020
Is someone trying to collect it? If it's "almost" ten years since judgment was entered, how close to ten years?
If this judgment is actively in...
Archived
Would it cost me more to try to defend myself in a suit against a debt collector than it would to just settle the account?
James's answer
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Answered on January 09, 2020
If you don't owe the debt, you not only won't owe the debt collector but your lawyer can be paid by going after the debt collector.
Therefore...
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