There are some consumer transactions that allow for cancellation and refund. For example, if you bought a pair of shoes at a high-end department...

Nearly all loans given to small businesses are "personally guaranteed" by the business owner. The business owner signs the note and becomes...

You must file an answer to the complaint within 30 days of the date you were served, in order to avoid a default and default judgment. You are...

You can determine if there is a judgment by searching court records (of the court in the county where the residence is located). Most courts have...

A telephone call is not a lawsuit, and it's not a judgment. Unfortunately you cannot believe anything that is said by an unidentified person who...

A telephone call is not a lawsuit. If you have not received a summons through a process server, and have not received any correspondence (mail)...

If the creditor filed a complaint and "served" the complaint at your in-law's house, where you do not live, or use as a mailing address: the...

You entered into a contract with the company: they would provide you with a kayaking course; you would pay a fee for the course. Unless the...

If the opposing party does not respond to a subpoena, the answer to that is to enforce the subpoena. Statements that the opposing party's counsel...

Nobody can answer this question, except for the creditor or the creditor's attorney. Many unpaid loans do not lead to lawsuits being filed, at...