In some cases, a written contract is held to be valid because the law allows for this presumption, but the validity of a contract can be disputed. ...

The second payment is known as a "civil penalty." Most collection defense attorneys will tell you not to pay it because its unlikely that any...

If a judgment was obtained against your spouse while you were married, which became a lien on the community-owned house while you were married, it...

If the only communication is by telephone, its almost certain that the call was from a scammer. No ordinary car lease would contain a "tolling...

1. Start by addressing the most pressing issue, which is the bank accounts. Visit your branch bank to report that your accounts were "hacked" or...

You're not describing anything that sounds like grounds for a lawsuit. Is money owed to the company in Kentucky? Are you saying that you paid the...

The use of another person's name, date of birth and Social Security number, without that person's knowledge and consent, is identity theft. ...

A "minute order" is filed by the court (typically the judge's clerk), after a hearing or decision on a motion. A debtor does not have to do...

If you are getting calls and correspondence from THREE different collection agencies for a single debt, this could be seen as abusive. You should...

A married person can file a chapter 7 as the sole filer (not jointly), but the income of the non-filing spouse is considered when determining...