Do I qualify for chapter 7 bankruptcy if I and my wife make $ 145K , we have 2 kids and $ 45K credit card debts .

In order for your to receive a discharge in a chapter 7 case, you would first need to "pass the means test." That is, if you are NOT a disabled...

Needing to file bankruptcy due to loss of income . Current on mortgage but , past due HOA with property lein

There isn't enough information her to give you advice on whether a chapter 7 or 13 would be preferable. Generally, a person who is current on his...

Do I need an attorney to settle or remove a wage garnishment?

You would need an attorney only if you were attempting to set aside the judgment. Based on how long ago it was, that would be nearly...

The exemption on system 2 for chapter 7 and a car

If you are using the CCP 703.140 set of exemptions, you will have a $4800 exemption for a vehicle. If your vehicle is worth more than that,...

Somebody found my run-away dog and gave him to an unknown stranger only a day later. What are my legal options against her?

A dog which you have licensed and cared for is your property under the law. If someone has taken the dog knowing that he is yours, that is a form...

I'm looking to file a chapter 7 so that I can be debt free.. Are there any cheap Bankruptcy Lawyers. I'm in Hayward Ca

You can try the Bar Association of San Francisco, Lawyer Referral and Information Service at (415) 989-1616. The referral service has a "low fee...

Credit card default Judgment from 2009. I was never served. What can I do? the court paperwork says I was served.

How long ago did you find out about the complaint? If you were never served, you may be able to file a "motion to set aside" the default...

Can a current PhD student get bankruptcy relief from PRIVATE student loans and credit card debt while in school?

It is very unlikely that you will be able to discharge your student loans in a chapter 7 case, even if they are private student loans. The...

Can I file bankruptcy if a MSJ was issued for a credit card lawsuit?

Yes: an unsecured debt can be discharged, even if it results from a court judgment (either a default, summary judgment or a judgment following a...

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Can bankruptcy be filed on an a judgement (unsecured credit debt).

This question is a little confusing. It seems as though you have made an agreement to settle your wife's credit card debt - but there are...