Hi what is my liability legally for Credit card collection after 5 years of original default?

In California, the statute of limitations for credit card debt is Civil Procedure Section 337 which states: 337. Within four years: 1. An...

I see the following "red flags" that would suggest that "ACS Law Group" is not a law firm or a legitimate debt collector: 1. Contact by email as...

Can I sue my old college for send me multiple loans while I was going to school?

If you received a student loan through a college or trade school, you would have been required to sign a promissory note agreeing to repay the...

Becoming "judgement proof" is this legal?

If you transfer your interest in the property for the sole purpose of avoiding one or more creditors, you may be violating the Uniform Fraudulent...

Can a collection agency take your car in California?

First of all, the creditor cannot take any of your property unless it first wins the lawsuit and gets a judgment. If that does happen, you can...

How do I file an "answer" to a court summons?

Below are links to the Judicial Council forms that you can use to file a General Denial and Proof of Service. You'll need to insert affirmative...

URGENT **** TRIAL IN 2 DAYS NEED ANSWER BEFORE THEN PLEASE! cc debt trial with Cap One, need advice on what to say to judge

If you can find an attorney TODAY who is willing to accompany you to court on Monday, the attorney may be able to look over your documents and see...

For the following reasons, this communication is not from a "legitimate" debt collection firm. Here's why: 1) it is (allegedly) related to a...

Debt Validation

The debt collector is not required to send you a certified letter or a sworn statement. According to section 809 of the Fair Debt Collection...

Is verbal contract enforceable

Unfortunately the question is a bit confusing. It sounds as though you have two (or more) accounts that are delinquent, and as a result of...