You owed Synchrony Bank on a credit card account - and you paid it in full. You have proof that you paid it in full. The question is, what has...

Filing a chapter 7 bankruptcy has no effect on your student loans, unless you also filed an adversary action in the bankruptcy court to discharge...

Does the 7 year clock for reporting a judgement on my credit report start over if I settle with them now?

In general, the period for a "negative" entry begins when the account becomes delinquent -- when the consumer stopped paying, leading to the...

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Sued by creditor after Chapter 7 Discharge

If you listed the creditor in your 2009 bankruptcy, did not reaffirm the debt during the bankruptcy, and got a discharge, then you have no personal...

I live in California, and I want to know if a second holder on my house can sue me, as the house was foreclosed in 2010.

It sounds like Chase was a junior lienholder when the senior lienholder foreclosed. If the second mortgage was NOT a "purchase money" mortgage...

Can I sue a creditor who wrongfully sends me to collection.

The Fair Debt Collection Practices Act and the corresponding state statute are designed to address misleading, unfair and oppressive debt...

What legal action can I take with creditors/collection agency?

A debt collector may contact others (family members, co-workers), but only to locate the person who owes the debt. If the debt is discussed with...

I loaned a friend a great deal of money ($26000) I want reimbursement but all she sends is $100 monthly. What legal is there?

If you intend to sue to get a judgment for the amount that she owes, keep in mind that you must file the case within two years of when you made the...

I Recorded homestead declaration in Jan 2015 the house was sold from underneath me how would I collect the secured 50,000 equity

You need an attorney to help you recover your personal property and vehicle, and to help determine if you are entitled to any portion of the sale...

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What is the time limit on credit card debt in California

It's not the "age" of the debt that is a factor, but rather, when did you default? And - did you make any payments on the debt after you...