Archived
How do I stop a judgement for an account that is fraudulent from identity theft? I've already sent them my police report
Lisa's answer
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Answered on August 03, 2016
You need to consult with a debt defense attorney that has experience with identity theft cases. By giving the creditor notice of the identity...
Archived
Can my wife apply for credit card on my name without telling me that?
Lisa's answer
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Answered on August 03, 2016
No. It is considered identity theft to apply for a credit card using someone else's name and social security number, without that person's...
Archived
I am a veteran with service connection for which I receive monthly VA benefits that are directly deposited in my bank.
Lisa's answer
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Answered on August 01, 2016
VA disability or retirement benefits are not available to creditors, but the way they are protected is through the "Claim of Exemption" process. ...
Archived
Can I file check fraud charges against someone 4 months after the incident?
Lisa's answer
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Answered on July 28, 2016
"Check fraud" occurs when a person gives a check to another person or business and knows that there are not enough funds in the account to cover...
Archived
Do I need to pay back a loan back in 2011 from a company that I do not know.
Lisa's answer
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Answered on July 27, 2016
Didn't you post this question already? I doubt you will get any different answers the second time around!
Archived
Private Student Loan Statute of Limitations loan revival
Lisa's answer
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Answered on July 27, 2016
The first issue that you need to resolve is, does California law apply? In the case of a private student loan, , the contract or promissory note...
Archived
They say that I took out a loan in 2011 which I did not can they still collect the money
Lisa's answer
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Answered on July 27, 2016
Most likely the call is a scam and not from a legitimate debt collector. Always be suspicious when: (1) you don't recall the creditor or the debt;...
Archived
I need information ,to make a decision on filing for bankruptcy.
Lisa's answer
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Answered on July 26, 2016
Nearly all bankruptcy attorneys offer free consultations for prospective clients. During a consultation, the attorney would find out about your...
Archived
Can a Verbal Agreement be valid in court?
Lisa's answer
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Answered on July 26, 2016
Verbal agreements can be enforceable BUT a court would look for the elements of a contract. One of the elements of a contract is "consideration"...
Can Navient (previously Sallie Mae) place a lien on a house that is under my name and her husband's name?
Lisa's answer
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Answered on July 25, 2016
Your question does not indicate whether the loan was a federal loan or a private loan. Assuming that this is a private loan being serviced by...
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